Transforming Organizations That Put People First
At Papilio Collective, we believe real change starts—and succeeds—with people. We partner with Fintechs, Financial Institutions and SMBs to ensure every initiative—operational, digital, or cultural—is rooted in the human experience.
We blend strategy, data, and empathy to bridge the gap between vision and execution—aligning leadership goals with frontline realities to drive lasting, human-centered impact.
About Papilio
Papilio Collective is a strategic consulting firm dedicated to human-centered transformation. We help credit unions and community banks align purpose with performance, empowering their people and strengthening their institutions. Our mission is to bridge vision and execution by integrating strategy, leadership, and experience design across every layer of your organization.
Who We Help
We help organizations of all sizes navigate complexity and change—serving:
- Financial Institutions — Improve efficiency, member experience, and digital capabilities with strategic support and AI-powered tools.
- Fintechs — Accelerate market entry, strengthen positioning, and scale smarter with guidance from a team fluent in FI needs.
- SMBs — Unlock growth with expert support, digital tools, and operational improvements tailored to your business.
Our Approach
Our Human Transformation Approach ensures that every engagement is rooted in empathy, clarity, and execution. We bring strategy to life through close collaboration—working shoulder to shoulder with your team to co-create actionable plans and real results.
Through our Transformational Experience model, we deliver change that resonates across your institution—engaging stakeholders, supporting your people, and building momentum for the future.
Your Journey, Our Journey
We’re with you through every milestone—strategy, decision-making, implementation, and celebration. Whether you’re a financial institution, fintech, or an SMB, we partner with those ready to innovate and elevate experiences for the people they serve.
We don’t just deliver plans—we walk the path with you, making each step purposeful, empowering, and aligned with your vision.
Fintechs
Financial Institutions
Small & Mid-Sized Businesses (SMBs)
Delivering Solutions That Drive Results
We help organizations infuse their operations with efficiency, creativity, and collaboration—always with a human-centered mindset. As strategic facilitators and trusted partners, we elevate your team’s capabilities and align goals with execution to enhance the experiences of members, customers, and employees alike.
Backed by a deep network of expertise and a flexible delivery model, we deliver innovative, practical solutions designed to accelerate your success.
Change Champions Rooted in Human Connection
Transformation doesn’t happen in a vacuum. At Papilio, we’ve partnered with financial institutions, fintechs, and SMBs across the U.S. and abroad—guiding real change through empathy, adaptability, and a deep commitment to human connection.
Our frameworks are proven—but your success is how we measure ours. Meet the strategists, facilitators, and innovators behind Papilio—leaders who roll up their sleeves to help you achieve progress that sticks.
Get to know our experts and their passion for innovation built on human connection.
In the News
One Washington Financial and Papilio Collective Announce Partnership to Deepen Collaboration Between Credit Unions and Fintechs
New alliance aims to spark innovation and shape the future of banking SACRAMENTO, Calif. — January 8, 2026 — One Washington Financial (OWF), a wholly owned subsidiary of WSECU, and Papilio Collective today announced a first-of-its-kind partnership designed to...
Get In Touch
Transform Your Business
